Cybersecurity in IoT and 5G In this digital age, with the rapid transformation and advancement of technology, we need to ensure security both personally and organisationally. With that, comes the question – what is IoT? Evolution and Improvement of Mobile Networks To understand current day security, we need to look back a couple of decades: 1980s: Evolution started with a well-known company to this day, Motorola. Initially called the ‘cellular technology’, 1G was limited only to a few mobile networks and had limited possibilities. It was entirely analogue. 1990s: From the 80s to the 90s, we shifted to 2G, where technology of General Packet Radio Service (GPRS), Global System for Mobile (GSM), Code Division Multiple Access (CDMA), functionalities like delta services, and SMS carrier services were introduced which increased the inter-operability between mobile networks that was priorly absent but still needed improvement. 2000s: The era of the millennium was witnessed from the 00s with the dawn of 3G. The 4G and introduction of new mobile operators from 2013 saw a revolutionary high-speed internet that shaped everyone’s lives. Data intensive tasks such as video-calling, gaming, and live streaming were enabled by high-speed internet and high bandwidths. The gamechanger, which is still developing, is the 5G. It is the new global wireless standard after 4G that enables a new kind of network which is designed to connect everyone and everything together – including machines. objects, and devices. Before 5G, even with the existence of internet services, internet was by the people and for the people. With the advent of 5G, the devices that we use day-to-day have turned smart, without needing human interactions for functioning, which is why we call it the ‘Internet of Things (IoT)’. Compared to 3G and 4G, 5G is much more evolved but it also poses certain risks. What Makes 5G So Special? Feature3G4G5GData500 MB500 MB500 MBDownload Time5.5 Minutes20 Seconds1.6 SecondsAverage Speed144 KB/s25 MB/s300 MB/sBandwidth2 MB/s200 MB/s1 GB/sPeak Data Rate200 KB/s1 GB/s20 GB/s Getting Into the IoT World 5G has improved not only notworking but also large-scale connectivity. For example, in case of fire in areas where firefighters have restricted access to, drones with cameras are deployed for a better view. IoT refers to the physical devices and sensors that capture and share data with other devices, can take decisions of what is to be done with the data, and how the data can be utilized. Examples of IoT Devices RFID tags on cars for travelling through toll gates and office premises without manual payment Bluetooth Low Energy (BLE) beacon to tag items in a warehouse GPS tag attached to vehicles to find real time location Fitness trackers that provide health parameters and display it on an individual’s phone Smoke sensors that activate the fire department in case of fire and my personal favourite, Smartphones Examples of IoT Devices Cybersecurity and Information Security NIST defines cybersecurity as – “The process if protecting information by preventing, detecting, and responding to attacks” And information security as – “The protection of information and information systems from unauthorized access, use, disclosure, disruption, modification, or destruction in order to provide confidentiality, integrity, and availability” which is the CIA triad. Cybersecurity is not about protecting devices; it is about protecting yourself from scams and cyberfraud. Cyber security is a major challenge in organizations because it takes years and decades to build the reputation and justice a few minutes of cyber-crime can ruin it forever. Security Challenges of 5G Though 5G provides connectivity, higher bandwidth, and higher speeds, when many devices are connected to a single network there are higher chances of unauthorised personnel entering the network and disrupting it causing bigger damage this is possible due to many reasons for security protocols default passwords and weak authentication. For example, in the old Diehard movies, hackers hack the city system including the power grids and get the entire city’s traffic system under control. How can it be avoided? Proper security protocols Strong passwords Multifactor authentication Network slicing: technology that came with 5G that allows the network operator to create a virtual isolated network within the same infrastructure to run multiple networks in a single switch it relies on software defined networking. Let’s understand network slicing with an example: In organizations, there are desktops used by employees, confidential servers used by administrators, and IoT devices like smart lights fire detection devices and security system. All these devices can be connected to a single switch and multiple VLANs can be created so that the devices do not interrupt other devices but also communicate with each other. The smart lights do not interact with desktops and the security system does not interact with smart lights. This is network slicing. With the expansion of networks that can be connected on a single 5G connection, there is also an increase in misuse by people who want to attack it. We can avoid it by: Entry points should be secured Firewalls should be enabled with proper configuration Data watermarking and digital signatures Privacy checks on information processing and accessing You might find this relevant Exploring the scope of Cybersecurity with MUJ’s online MCA program The Critical Role of Cybersecurity Professionals As the 5G and IoT landscape evolves, the demand for skilled cybersecurity professionals is experiencing expansive growth. There are significant career opportunities in cybersecurity. Cybersecurity career goals and roadmap For freshers Cybersecurity analyst: Monitor networks, detect vulnerabilities, and implement security measures. Security auditor: Evaluate IT infrastructure for security compliance and operational efficiency. Network security engineer: Specialize in protecting computer networks and networked devices. Penetration tester (Ethical hacker): Simulate cyberattacks to identify weaknesses in systems before they can be exploited. You can work in Red Teams (offense) or Blue Teams (defense). Application security tester: Test apps for vulnerabilities before deployment or procurement. For upskilling professionals Gain practical experience: Work independently or as part of a team within your organization. Collaborate with peers: Networking with professionals in other cybersecurity roles can broaden your skill set. Get certified: Choose industry-recognized certifications that align with your goals. Stay curious and hands-On: Constant learning and real-world practice are key to mastering the craft. Regardless of your experience level, the following is the most essential: Interpersonal skills: Communication, empathy, and teamwork are vital in collaborative environments. Stay updated: Attend events to learn new things and have the zest to learn to master the art of learning. Cybersecurity Roadmap You may like to know Cybersecurity Essentials for BCA/MCA Students Conclusion: Embracing Security as a Core Principle The integration of 5G and IoT presents both immense opportunities and significant cybersecurity challenges. A security-first mindset is crucial. By proactively understanding these challenges and implementing robust security measures, we can pave the way for a more secure and connected future.
Launchpad 2025: Virtual Dreams Brought to Real-World Opportunities by Online Manipal At Online Manipal, we have always believed in more than just quality education. Whether it is online or on-campus education, knowledge and degrees should always open doors to tangible real-world opportunities. With our first edition of a one-of-a-kind hybrid career fair – Launchpad 2025, we turned that belief into action. A hybrid placement drive hosted by Online Manipal exclusively for the online learners of Manipal University Jaipur (MUJ) and Manipal Academy of Higher Education (MAHE) brought together career opportunities in two powerful formats: Virtual and In-person. The offline component of the job fair unfolded on June 13, 2025, at Manipal Academy of Higher Education (MAHE) Bengaluru campus, while the virtual hiring drive continues throughout June, ensuring that the learners who couldn’t get to be a part of the offline format got a fair chance at landing their dream jobs. Together, the hybrid career fair offered our students the best of both worlds – accessibility through digital recruitment and impact through face-to-face networking. Launchpad 2025 A Day on Campus While online placements bring scale and convenience, in-person hiring brings in a different kind of value – the nervous yet exciting energy looming in the air, dressing up in formals, meeting and shaking hands with the recruiters, experiencing the journey of hiring process in person – exactly what our learners got to experience in MAHE Bengaluru. The day began with registrations at 8.00 AM followed by a welcome breakfast to help the learners connect and share their excitement. Interviews began at 10.30 AM and went on till 7.00 PM. Addressal by Online Manipal Team Benefits of In-person Interviews Personalized Engagement: The learners got to interact with the recruiting personnel face-to-face, ask questions, and receive immediate feedback. Confidence: Walking into the interview rooms professionally dressed carrying CVs in their hands amongst competition instilled a great level of confidence amongst the learners. Campus Exposure: Many of the online learners visited the MAHE Bengaluru campus for the first time, which reinforced their connection to a larger university legacy. From organizing interviews to getting the learners placed, the joint efforts of the Placement Team and the Learner Experience team made Launchpad 2025 a roaring success. Student waiting for an interview Opportunities, Offers, and Outcomes Launchpad 2025 brought together over 110 companies spanning industries like IT, HR & Operations, Sales, Finance, and Data Science, leading the learners to a broad canvas of roles and industries. Top Recruiters Goldman Sachs, Adobe, Accenture, HP, ICICI Prudential, Honda, SBI Securities, Lenskart, Colive, Bajaj Allianz, and many more. Top Recruiters of Launchpad 2025 Job Profiles Offered Business Analyst Business Development Executive (BDE) Frontend Developer JAVA Developer AI/ML Developer Data Scientist HR Executive Operations Manager Sales Manager Accounts Executive Compliance Officer …and more. Lenskart Recruiter Welcoming a Recruited Learner On-board Placement Highlights The event saw a turnout of 1000+ learners participating from a pool of 8000+ eligible online students enrolled in various Online Manipal undergraduate and postgraduate courses such as MBA, BBA, MCA, BCA, MSc Data Science, MCom, BCom, etc. The participants represented various cities and towns from across the country. The final offer numbers are expected to grow as some recruiters were not able to complete their interviews and would be continuing the interview process for shortlisted candidates in the upcoming days. Recruiters and Learners Speak Initiative for Learner Success Launchpad 2025 is an initiative designed to be more than just a hiring event – it is a reflection of Online Manipal’s commitment to learner outcomes, industry alignment, and employability. We build on a legacy of 70+ years of educational excellence through the Manipal Education Group, and a future where online education opens doors just as widely as traditional education– if not more. (L) Recruiters from Fly Realty; (R) Placed Learners To learn more about the online programs and career services offered by Online Manipal, visit www.onlinemanipal.com.
From Online to On-Campus: Boost Your Digital Skills with MUJ’s Immersive Tech Program Aspiring to pursue an online BCA or MCA and want a learning experience that truly boosts your performance and domain knowledge? Manipal University Jaipur (MUJ) is extending a unique career advancement program that delivers traditional learning to life through a 6-day campus immersion program fitted to ignite you with integral, widely sought tech skills. This immersive program is not just about theory. It’s about executing, trying out, developing, and unlocking the technology that powers today’s world. If you’re intending to gain hands-on practical skills in the domains of cybersecurity, AI ethics, data mining, and web design, this program is handpicked for you. Why This Program Matters In an industry that evolves rapidly, technical proficiency must be combined with practical experience. MUJ’s Integrated Technology Certificate Program is designed to provide you with a well-rounded, real-world understanding of vital digital domains. By blending academic instruction with experiential learning, the program ensures you gain both knowledge and confidence to navigate the tech world effectively. Program Overview Feature Details Eligibility Online BCA & MCA students of MUJ Duration 6 days Fee ₹11,800 (Includes certification, stay, and meals) Travel Participants must arrange their own travel Location Manipal University Jaipur Campus Intake 40 learners per week (first-come-first-served) Batch Dates June 2–7, 9–14, 16–21, 23–28 (2025) What You’ll Learn This isn’t just a workshop, rather it’s a full-fledged skill-building journey across four high-demand tech areas: Cybersecurity Learn how cyber threats work and how to defend against them. Use ethical hacking tools in a guided, responsible framework. Understand industry-relevant methods for securing systems and data. AI Ethics Discover how to evaluate AI systems for fairness and transparency. Engage in practical exercises that address bias and ethical dilemmas in AI applications. Understand the societal impact of AI and how to build more responsible systems. Data Mining Get hands-on with WEKA, a data mining tool used worldwide. Learn methods like classification, clustering, and association rule mining. Work on a mini project to process and analyze real-world datasets. WordPress Web Design Build and manage a live website using WordPress.com. Customize layout, structure content, and use built-in tools for optimization. Learn the fundamentals of SEO and website performance. Program Schedule at a Glance Day Theme Session 1 Session 2 Activities Day 1 Cybersecurity Introduction to Cyber Safety Hands-on Cyber Lab Post-session quiz Day 2 AI Ethics Foundations of AI Ethics Bias mitigation in AI Discussions on privacy in healthcare AI Day 3 Data Mining Intro to WEKA Mini project using WEKA Faculty-learner interactions Day 4 CMS WordPress essentials Practical WordPress session Live query resolution Day 5 Assessment Query resolution Final quiz and feedback Certificate preparation Day 6 Cultural Immersion – – Full-day educational tour of Jaipur Key Takeaways By the end of the program, you will: Understand core principles of cybersecurity and ethical hacking. Recognize and respond to threats like phishing and malware. Learn how to evaluate and reduce bias in AI systems. Gain proficiency in using WEKA for data analytics projects. Build a fully functional website and manage it independently. Receive a certification that adds credibility to your resume. Why You Should Apply Gain practical skills that complement your online degree. Experience the MUJ campus and connect with peers and professors. Build your professional network and explore potential career paths. Participate in real-world tech projects that make your resume stand out. Student Testimonials This program helped me understand how theory connects to actual tools. The WordPress session gave me confidence to start my own portfolio. – Mr. Jaydev, BCA Student Learning about ethical AI and actually working on bias reduction projects made the concepts come alive for me. – Mr. Tanishq Vasan, MCA Student How to Enroll Seats are limited to 40 participants per batch and are filled on a first-come, first-served basis. Students are encouraged to apply early to secure their preferred date. Final Thoughts The MUJ Campus Immersion Program is more than a learning experience—it’s a launchpad for your career. Whether you’re looking to explore cybersecurity, dive into AI ethics, harness the power of data, or design your first website, this program equips you with the tools and confidence to move forward. Take this opportunity to step onto campus, connect with like-minded learners, and come away with skills that employers truly value. Transform your learning. Strengthen your skillset. Build your future with MUJ.
Varsha Shirali – A Mother, An Army Wife, A Dreamer, and An Achiever What is the first word that comes into your mind hearing ‘wife of an army officer’? Most of us would assume the word ‘fear’, but Varsha, a student of MAHE Online MBA – Batch 6, says ‘resilience’. Varsha’s journey is a powerful reminder that achievements cross the lines of a certificate in a world that often measures success by degrees and designations. Her story is one of adaptability, leadership, and unshakable spirit to serve a role transcending geographies and limitations. Serving Her Purpose Leadership for Varsha is not authority; it is compassion and service through empathy. These values quietly fabricated Varsha’s life as an active member of the Army Women Welfare Association (AWWA), where she touched the hearts of over 200 people through consistent, heartfelt service. She has mentored children in various Army schools in Delhi, Shahjahanpur, Pooh Himachal, and Suratgarh Rajasthan, empowered defence spouses, and supported numerous families as the Director of Family welfare centres, through testing times. From skill-building workshops, lectures and talks on Cyber security, POCSO, importance of mental health, prenatal and post-natal care for women in rural areas, to planning and conducting various events for children in the army fraternity, Varsha’s role has evolved from a volunteer to a compassionate leader. “Your energy is infectious, Varsha. You have made our community a better place.” – a fellow army wife whose words resonated with her. She has hosted dignitaries, organized and led cultural programs, and spearheaded welfare initiatives – even while navigating her high-risk pregnancies and sleepless nights caring for her newborn. Early Years Even before Varsha became a mentor, an army wife of then Captain now Colonel, and a mother, she honed her leadership skills to carve herself a stage of impact. Her big moment, being chosen as the Vice Captain of her school sports team at LRIS, Brahmavara out of 288 students took her in disbelief. “Is there a mistake, sir?” she asked her PT sir, to which he replied, “No mistake, Varsha. You’ve earned this.” This vote of confidence helped her recognize her true potential. As she progressed to her final year of college, her aim was to become General Secretary of the Student Welfare Council. It was an intense interview with the panel probing difficult questions. Varsha answered the trickiest questions with the utmost passion and purpose. “You were the one we have been looking for“, said a jury member. Varsha gleamed with pride after seeing her name on top of the bulletin board with her new and well-deserved title. Rancho Right Out of The Movie When campus placements rolled out at MGM College, Udupi, the pressure was real. With over 300 peers in BSc Computer Science, the competition was cut-throat, but Varsha approached it with her usual elegance, sheer passion, and authenticity. As the only student being selected in her entire batch, the HR who recruited her said, “You remind me of Rancho from 3 Idiots. You bring a fresh breath of air.“ Juggling Roles, Shaping Lives Fourteen years later, Varsha is a mother of two—a nine-year-old and an 18-month-old. Both pregnancies were classified as high-risk, but Varsha, being herself, swam through these difficult times with positivity, determination, and grit. Her husband is now commanding his regiment in the Line of Control (LoC) in Kashmir. She supports her husband’s regiment, plans welfare activities from home, and never misses a chance to uplift others. Over the years, Varsha has taught in five schools across seven states. She designed her own toolkit of skills – baking, gardening, anchoring, singing, crocheting, yoga, counselling those in need, and most importantly – mentoring. Lessons Beyond the Books Recently, Varsha walked out of an interview, disappointed for the first time. “You have tremendous potential, but you are just a graduate. You do not have an MBA.” These words lingered in Varsha’s mind. Varsha questioned herself, “Have I fallen behind?” But then she remembered everything she learned without the help of a formal post-graduation – helping, nurturing, and inspiring. Redefining Education with Online Manipal At Online Manipal, we know that learning is more than just marks and degree. It is about growth, convenience, and purpose. Varsha’s journey exemplifies the kind of a learner we call a – champion – someone who has lived and loved with courage. Degrees open doors, but we also believe that your journey, experience, and stories already matter. We offer not only knowledge but also the advancement you richly deserve. “Because no one is just a graduate You are the sum of your stories.” Join Varsha, enrol with Online Manipal to start your next chapter.
How Online Manipal and Coursera Are Shaping the Future of Career-Ready Education Today, the job market is rapidly changing, and a degree is no longer the only factor that matters – you also need to have practical skills, experience in the industry, and the ability to learn fast. Online Manipal and Coursera are the two entities that come in here, thus changing the manner in which students gear up for their careers. Why are so many learners turning to this dynamic duo? Because it blends the credibility of UGC-entitled degrees from Online Manipal with the flexibility and global exposure of Coursera’s industry-certified courses. What does it change for students? It means that you can get your degree and at the same time pick up skills that are needed in the real world such as data analytics, digital marketing, or AI—directly from global leaders like Google, IBM, and Meta. How? Via integrated access to 8,400+ courses offered by various world-renowned universities and industry partners, which is part of your Online Manipal curriculum. The beginning of this partnership can be traced to a task to play: Bridging the gap between academic learning and employable skills. If you are a working professional or a fresh graduate, the combined power of Online Manipal and Coursera will make it possible for you not only to learn but to prepare to lead. Integrating Coursera: Bridging Academia and Industry The collaboration with Coursera has played a pivotal role in enhancing learner experience at Online Manipal. These educational programs provide a plethora of in-demand skills, ranging from data analysis to digital marketing, thus making students able to match industry requirements. How Online Manipal Achieved 400,000+ Hours of Learning on Coursera Online Manipal’s association with Coursera has achieved more than 400,000 hours of learning because of a clear strategy: make learning a habit. We issue monthly course suggestions adjusted to each stream—management, IT, arts, etc.—and thus enable students to discover the shortest and most accessible courses on Coursera. This changed the game because enrollment surged from 9% in April 2022 to more than 50% by 2024. It is also worth noting that among those who decided to participate in Coursera, 95% of them were very active on the platform. Embedding into the syllabus, career-ready credentials, and continuous learner involvement through various channels such as newsletters, recognition programs like “Coursera Champions,” and community support were the main drivers for this engagement. Additionally, instructors and partner institutions are capitalizing on their professional experience by taking advantage of directed assignments, mini-courses, and lifelong learning. The number of Coursera licenses rose from 12,000 in 2021 to 100,000 now. Online Manipal’s learner-first model was mentioned in Coursera’s 2022 Adoption Day webinar as a core example of global best practice. This partnership is not just about access but about the power of education, employability, and lifelong learning. Student Success Stories and Academic Impact: The Coursera Advantage at Online Manipal Online Manipal learners talk about Coursera as a great degree booster, giving them flexibility, access to the best brains around the globe, and real-world skills that are directly applicable to the job market. Some of the most important points: Better career outcomes: A BCA student became a cybersecurity leader; a working mom finished 100+ courses while doing her MBA, thus regaining career momentum and confidence. Improved academic performance: 75% of learners who worked with Coursera outperformed the average of their batch, and 73% managed to get CGPAs ≥8 (among those who completed 10+ courses at the rate of 50 %+). More enrollments and higher retention: The integration of Coursera resulted in a higher number of program enrollments and better retention, as the students appreciate a curriculum that is more industry-oriented and self-paced. Learning is more empowered: Students are given the option to be the masters of their own education, to enter the world of new majors, and to acquire the skills that are in high demand in the market beyond the class. Online Manipal’s partnership with Coursera is definitely the source of a new breed of confident, employable graduates. Explore Industry-Aligned Courses Available with Your Degree Being a student at Online Manipal, you not only get a degree but also create an opportunity to take world-class Coursera courses that are designed to improve your academic and career skills. These courses, led by faculty of the best global universities and the industry, have been blended with your program for you to gain more knowledge and increase your chances of getting a job. Domain Course Name University / Industry Partner Information Technology Technical Support Fundamentals Google Operating Systems and You: Becoming a Power User Google Computer Architecture Princeton University Using Python to Interact with the Operating System Google Data Structures University of California San Diego Data Structures and Performance University of California San Diego Introduction to HTML5 University of Michigan Building Web Applications in PHP University of Michigan Basic Data Descriptors, Statistical Distributions, and Application to Business Decisions Rice University Java Programming: Principles of Software Design Duke University Parallel Programming in Java Rice University Software Development Processes and Methodologies University of Minnesota Computer Science: Programming with a Purpose Princeton University Advanced Algorithms and Complexity University of California San Diego Genome Assembly Programming Challenge University of California San Diego Network Security & Database Vulnerabilities IBM HTML, CSS, and Javascript for Web Developers Johns Hopkins University Single Page Web Applications with AngularJS Johns Hopkins University Management Integrated Marketing Communications IE Business School Advertising and Society Duke University From Brand to Image: Creating High Impact Campaigns IE Business School Branding and Customer Experience IE Business School Managing Uncertainty in Marketing Analytics Emory University Introduction to Social Media Marketing Meta Social Media Management Meta Fundamentals of Social Media Advertising Meta Measure and Optimize Social Media Marketing Campaigns Meta Digital Strategy and Business Opportunity Digital Marketing Institute Market Research and Consumer Behavior IE Business School Leading Transformations: Manage Change Macquarie University Supply Chain Analytics Essentials Rutgers University Procurement & Sourcing Introduction Rutgers University Understanding Financial Statements: Company Position University of Illinois Urbana-Champaign Digital Business Models Lund University Supply Chain Data-Driven Process Improvement SUNY University at Buffalo Applied Analytics and Data for Decision Making SUNY University at Buffalo Managing Project Risks and Changes University of California, Irvine Demand Analytics Rutgers University Inventory Analytics Rutgers University Strategic Sourcing Rutgers University Supply Chain Logistics Rutgers University Supply Chain Planning University of California, Irvine IT Infrastructure and Emerging Trends University of Minnesota Engineering Project Management: Risk, Quality, Teams, and Procurement Rice University Data Science Introduction to Data Science in Python University of Michigan Applied Machine Learning in Python University of Michigan Applied Social Network Analysis in Python University of Michigan Data Analysis with Python IBM Exploratory Data Analysis Johns Hopkins University Bayesian Statistics: From Concept to Data Analysis University of California, Santa Cruz Inferential Statistics Duke University Supervised Machine Learning: Classification IBM Machine Learning with Big Data University of California San Diego Business Analytics Relational Database Support for Data Warehouses University of Colorado System Getting Started with Data Visualization in R Johns Hopkins University Exploring and Preparing your Data with BigQuery Google Cloud Hypothesis-Driven Development University of Virginia Python Basics University of Michigan Introduction to Structured Query Language (SQL) University of Michigan Online Manipal’s Vision for Coursera Integration We have decided to completely transform the way education is delivered by incorporating Coursera into the curriculum of most of our programs. Here’s the road ahead: Credit-Bearing Courses: Allowing the students to choose a set of Coursera courses along with their degree for more convenience and thus maintaining academic quality worldwide. Structured Learning Paths: Pre-assembled learning trips, testing, and certificates to gain work-ready skills. Reduced Redundancy: Cutting down content delivery to the targeted ones without repetition of staff and thus increasing the focus on the practical part of the students. Access to Global Expertise: Learners get free world-class course content and faculty even though they are still in the online degree program learning ecosystem. Scalable, Job-Relevant Education: A future-ready approach that delivers job-related quality learning at a mass scale. This is a move that not only gives learners practical, industry-related skills but also facilitates faculty to increase academic impact.
Inside the Bloomberg Market Concepts Program at MUJ: What Students Can Expect When you discuss Bloomberg, the instant thought is of risk-heavy financial markets, live trading terminals, and the agile world of investment banking. But what if you could get a taste of all that before graduating? That’s exactly what the Bloomberg Market Concepts (BMC) Campus Immersion Program at Manipal University Jaipur (MUJ) plans to deliver. Over the span of six high impacted days, learners will get the taste of finance not just through study materials, but also a hands-on training from experts through Bloomberg Terminal, which is the most advanced technology used by the pros in top financial fields. Here’s a detailed overview of what the program entails and why it’s turning heads of finance-focused learners across disciplines. What Exactly is Bloomberg Market Concepts? The Bloomberg Market Concepts (BMC) certification is an e-learning program developed to implement basic principles in finance using real time figures from Bloomberg’s financial platform. It’s commonly used by universities and corporations alike to offer fundamental financial training. But at MUJ, students get much more comprehensive exposure. Instead of just watching in-demand lessons online, students go through a residential, immersive version of the program mastering it directly on Bloomberg Terminals, facilitated by instructors, and surrounded by peers with shared pursuits. It’s part workshop, part boot camp, and part campus getaway. And it packs a lot in just six days. The Program Format The course is open to MUJ online students from the programs – MBA, BBA, MCom, BCom, MA Economics, and MA JMC. It’s organized in two batches each year: Summer Cohort: 2nd June 2025 onwards (4 separate batches) Winter Cohort: 5th January 2026 onwards (1 batch) Each batch has a maximum of 60 participants, so the training space stays zeroed in and interactive. Overall, 240 seats are at your disposal on a first-come, first-served basis. The setting is solely on-campus, which means students are required to be present in MUJ’s residential facilities throughout the program’s timeframe. Accommodation and food are included in the course fee, but students must organize their own travel and personal costs. What Students Actually Learn While it is convenient to apply common phrases like “financial analytics” and “market data,” the course goes way past buzzwords. Here’s what the curriculum lays out: Core Modules: Economic Indicators – how macroeconomic data reflects real-world trends Fixed Income – understanding bonds, interest rates, and yield curves Equities – exploring stock markets and valuation techniques Commodities – insights into natural resources and market volatility Currencies – analyzing currency fluctuations and exchange rate impacts Portfolio Management – constructing and analyzing investment portfolios Terminal Basics – hands-on training with Bloomberg’s platform Stock Options – navigating the complexities of options trading Each module integrates theory with live data and example-driven learning, making the experience more agile and hands-on. This is what Mr. Yatin (BBA) has to say about the program “This program made my online learning journey more relevant and connected to real-world concepts. It helped me understand economic terms and how to link them practically. I gained valuable theoretical knowledge, hands-on skills, and meaningful friendships. As a fresher, I now feel more confident and equipped than a typical degree holder.” What really catches the eye is the 10-hour Bloomberg Terminal training, which permits students to look into real-time data, audit real-time market dynamics, and make sense of how financial outcomes are made on the ground. Not Just a Certificate—A Real-World Advantage Yes, students get the standard Bloomberg BMC certificate, but they also get an added bonus: an Immersion Certificate from MUJ, validating their involvement in this focused residential program. Alongside, these credentials provide a major push during the hiring season. Being equipped with a Bloomberg Terminal experience featured on your resume—particularly while still in college is something that gives you a competitive edge in interviews for roles in finance, consulting, investment banking, and more. Life on Campus During the Program It’s not all markets and modules. Because its residential, students get a shot to stay in the MUJ campus, connect with fellow students from different courses, and dive into after-hours talks about stocks, currencies, and career paths. Students also get a free tour around Jaipur. It’s a unique opportunity to combine classroom learning, hands-on experience, and socializing in a focused, result-driven approach. The program expense is in the range of ₹10,000–₹12,000, which includes accommodation and meals. There’s also an early bird discount at ₹10,000 + GST for initial enrollees. Students are recommended to carry their laptops to predominantly devote their time on Bloomberg Terminal exercises and digital research tasks. When asked to Ms. Hitesh Sharma from BCom about the program, this is what she spilled to us “The campus immersion was a worthwhile experience—it gave me a chance to live student life and connect with peers in person. Learning to navigate real-time financial data through the Bloomberg Terminal made concepts clearer and more practical. Exploring the campus and staying in the hostel added to the excitement of learning. This hands-on experience will definitely help me stand out in future job interviews.” Why It’s Worth It For students thoughtful about finance, this program ticks a lot of boxes: It provides real-time experience with enterprise-level tools The content is worldwide acknowledged The setting facilitates collaborative learning and building networks It’s methodical but short, so it fits well into academic calendars And above all, it assists to bridge the gap between learning outcomes in the classroom and real-world expectations If you’re aiming to embark on a role in corporate finance, investment analysis, or even fintech, this course gives you a strong base to take it to the next level. Immersion Program Highlights from Students The most memorable part of the campus immersion program was bonding with friends, interacting with the faculty, and exploring the beautiful campus. The environment is truly well-built and scenic, with the cricket ground being a personal favorite. I thoroughly enjoyed the entire experience and would definitely recommend it to other online learners. This initiative is a great opportunity for students to connect in person, build meaningful friendships, and engage in one-on-one discussions with teachers. – Mr. Vijapurapa Krishna Sidharth (BCom) As an online learner, the campus immersion program served as a bridge between my virtual classes and the real campus experience. I truly enjoyed meeting my teachers and peers in person, which made me feel more connected and part of the campus community. The biggest highlight for me was getting hands-on access to the Bloomberg Terminal—right from day one, I started exploring it and began my course, which added great value to my learning journey. This program has been a meaningful experience, offering opportunities for deeper interaction, learning, and bonding that go beyond the online classroom. – Ms. Nidhi Kumari Singh (MBA) As an online learner, I’m usually just sitting in front of a screen attending classes. The campus immersion program gave me the chance to experience university life like any offline student. One of my biggest takeaways was learning more about finance-related fields and gaining hands-on experience with Bloomberg Terminal. It was a great opportunity to explore how the software works and understand its real-world applications. This experience made my learning more engaging, practical, and insightful. -Ms. Khayati (BBA) In Closing The Bloomberg Market Concepts Campus Immersion at MUJ is more than just a certificate program. It’s a detailed analysis of the financial world, made specifically for students who are keen to go further than theory and venture into how markets really work. If you’re someone who looks forward to stock patterns, market shifts, or new economic guidelines, this five-day experience might alter your career. And let’s be honest—getting hands-on with Bloomberg Terminals before you step into your first job? That’s a pretty smart move.
AI in Education – Reimagining Teaching, Learning, and Leadership Insights from a Distinguished Panel on the Future of AI-Driven Education In a gripping discussion panel led by Dr. Manojkumar Nagasampige, Director – Directorate of Online Education at PANORAMA 2025, various experts from different fields of technology, educational institutions, and the healthcare sector talked about the ways in which artificial intelligence (AI) transforms the education sector. The session commenced with a short rhyme by Dr. Manojkumar: “AI AI shining bright, learning fast thinking right, helping humans every day in a smart and quiet way.” This verse really sums up the core of AI, no longer just a topic in sci-fi or a buzzword in technology, but a reality that is affecting us in a very positive way. Learning and changing the ways of teaching, learning, assessing, and developing has indeed been happening with AI. The distinguished panelists included: Dr. Rohini Srivathsa, Chief Technology Officer – Microsoft India and SA Lt. Gen. (Dr.) M D Venkatesh, Vice Chancellor – Manipal Academy of Higher Education Prof. Sudarshan N S Acharya, Assistant Professor – Manipal School of Information Sciences Dr. Ganesh Paramasivam, Associate Professor – Cardiology at Kasturba Medical College, and Coordinator for Centre for excellence in AI at Kasturba Medical College, MAHE Mr. Ambrish Sinha, CEO – UNext Learning Pvt. Ltd. How is AI reshaping the infrastructure and digital ecosystems that support modern education and EdTech platforms? — Dr. Rohini Srivathsa, CTO, Microsoft India and SA Dr. Rohini began by reminding everyone that AI is not a new thing. “It has been there in AlphaGo, in solutions for protein folding and in chess games,” she said. “However, the difference is that AI is now communicating, listening, thinking, and perceiving.” She also had the opportunity to unfold the importance of the period since the end of 2022 as a pivotal moment for launching AI into the centre stage. To her mind, three main factors explain AI’s tremendous working power in educational systems: Conversational Interfaces: AI tools like ChatGPT enable users to carry on uninterrupted and contextual conversations with them, thus making the learning process more natural. Reasoning Capabilities: In contrast to machines from earlier periods that just gave answers to the tasks that they were set, AI of today can analyse, explain, and change itself, which consequently impacts the way that learners engage with tech. Multimodal Understanding: New AI also has the ability to process all three—visuals, text, and speech—simultaneously. This not only helps the AI gain a deep understanding of educational content but also enables it to provide guidance through interactive setups and support the user’s continuous learning journey across different formats. In combination, these innovations are rewriting the digital architecture in education, from new-age classrooms and intelligent learning ecosystems to AI-powered administrative infrastructures. What are the biggest opportunities and risks you’ve encountered while developing or deploying AI-enabled tools for learners? — Mr. Ambrish Sinha, CEO, UNext Learning Pvt. Ltd. Mr. Ambrish Sinha emphasized that AI is energizing EdTech in a big way. “The transition has been incredible, definitely from data analytics to GenAI,” he mentioned. Most significant? Customized learning throughout all educational levels and even at competitive test prep. Continuous Learning: AI within higher education will certainly improve people’s capacity to “unlearn, relearn or continuous learning.” Productivity Abundance: AI can be compared to a “great productivity hack,” which means it can accomplish the same tasks in a shorter period of time. Most people are already using AI tools like ChatGPT or Perplexity. Enhanced Engagement: AI will have a major impact on the level of students’ and learners’ involvement, especially with the online ones, with Lumen Learn and Lumen Quiz tools providing faster-paced learning. Reduced Learning Anxiety: AI has the potential to become the de-stressor which cannot be ignored by the learners if it acts like the adaptive tests (e.g., GMAT) that always give the current progress status during the learning process. AI’s contextual understanding will “accentuate your learning.” Nevertheless, there are some risks that come along with these: Overdependence on AI: Students may end up giving their critical thinking tasks to AI. Job Displacement: Certain educational roles might disappear as AI systems take over the implementation of teaching or support functions. He wrapped up that the most important factor is the collaboration of humans and AI—taking advantage of technology to support the educators and the workforce, not to replace them. What cultural or mindset shifts do you believe are essential among faculty and administrators to integrate AI into higher education effectively? — Lt. Gen. (Dr.) M D Venkatesh, Vice Chancellor, Manipal Academy of Higher Education Lt. Gen. (Dr.) M D Venkatesh gave an administrator’s perspective. “It is not the technology that disrupts – it is the mindset,” he said. The major issue, however, is convincing the teachers of different generations that AI is not a danger, but rather a tool for them to use. He pointed out some of the changes in the mindset: Accepting of Change: The main reason for the resistance of senior faculty is their unfamiliarity with the new technology or the fear that they will be replaced by it. Empowerment Through Training: The administrators have to be the ones who invest in the building of capacity if they want the AI tools to be accessible and easy to use. Redefining Roles: Faculty must understand that AI is not there to compete with them but rather to help them get rid of routine work and concentrate on higher-order mentoring. Lt. Gen. (Dr.) M D Venkatesh concluded that education is no longer just about “knowledge,” but encompasses “knowledge, skills, attitude, application and innovation.” How can AI enhance hands-on, skill-based training in technical and vocational education—and what limitations should we be aware of? — Prof. Sudarshan N S Acharya, Assistant Professor, Manipal School of Information Sciences Prof. Sudarshan Acharya added a philosophical aspect to the conversation. “Consider AI as enhanced intelligence,” he stated. He shared an incident where he gave his students a real ICU dataset and asked them to find any anomalies using any tool—AI or not. The outcome? Perfectly logical, but lacking feelings. “Students didn’t consult with doctors—they went ahead with AI only. That is a problem. AI ought to energize us to work more with humans, not less,” he remembered. He is now trying out adaptive assessment models that are like students in that they learn and change—through reinforcement. This pointed out a few significant restrictions of this idea: Diminishing role of the critical thinking process: AI resources can give you a well-written paper, but they might lead you to less involvement with the subject and less asking questions. Over-reliance on technology: Students might opt for a shortcut, forgetting the scientific method or the experts’ input, they will always think that the AI is right. The problem with the evaluation: AI has to improve in order to sufficiently respond to the changes in the learner’s skills during the process of adaptive learning. Professor suggested “augmented intelligence” as a way along which the human mind and AI tools cooperate. How is AI being used in healthcare education, especially in simulations, diagnostics training, or clinical decision support? — Dr. Ganesh Paramasivam, Associate Professor – Cardiology, Kasturba Medical College Dr. Ganesh talked about the healthcare sector and used a metaphor to make the situation more understandable. “Traditional simulations are cold and impersonal,” he said. “With AI, it is possible to get virtual patients who not only talk, but also panic, scream and use regional languages.” It’s a game-changer for medical students, especially in rural areas with limited resources.” However, the ability of these AI tools to cover a large scale is accompanied by new problems—particularly in the ways students’ evaluate and the provision of equitable access. “It is obvious that not every medical college is able to provide AI simulators to students. So, what are the ways to guarantee fairness?” he asked. Dr. Ganesh also mentioned about cybersecurity gaps, particularly in health-related areas. “The human spot is still the weakest,” he pointed out while giving examples of data leaks that happened because of employees’ bad passwords or internal sabotage. The most essential applications he has pinpointed are: One of the AI Simulations principles is giving virtual patients with emotional and linguistic variability. Therefore, the training experience becomes more realistic, higher in quality and more intuitive than it used to be with static mannequins. With regard to AI Tools, we can suggest that providing the capability of analyzing imaging data (e.g., X-rays, MRIs) and describing this data greatly improves students’ learning outcomes. Clinical Decision Support: Moreover, AI-empowered systems can support surgeons and counsellors by providing diagnosis suggestions and implementing the most suitable treatment, despite the human voice still being the deciding factor. However, some problems still exist: Since High-end AI simulators are costly, their access may be limited to affluent urban regions. This also limits the usage of such simulators in parts where the budget allocation is insufficient. Regulation and Data Privacy: Healthcare data is very sensitive. AI systems need to be given more power regarding governance and transparency for data privacy issues. Trustworthiness: Most AI tools’ inner workings are still considered “black boxes,” so it is difficult for learners or doctors to understand the logic behind the suggestions to decide which one to trust. Dr. Ganesh advocated for transparent AI and equitable access, emphasizing that the future of education should not be limited to the elite. Challenges: Equity, Trust, and the Future of Work The panel was very clear that the major challenges of equity, trust, and responsible AI are still there. Dr. Ganesh stated that although AI allows scalability, the high-cost simulators and tools can result in the accessibility gap getting bigger in education and healthcare. Lt. Gen. (Dr.) M D Venkatesh agreed that there is a need for equity to be co-created and stated that technology has to be inclusive and the benefits should be provided to all. With regard to the trustworthiness of AI, Dr. Rohini said that there is no automatic fair, transparent, and safe situation. Instead, these things have to be done consciously. Prof. Acharya pointed out that if there is no human supervision, agentic AI models may be unable to cope with the reality of the world, especially with the difficulties that they face. Data privacy and cybersecurity have come to the fore as major concerns. Prof. Acharya is of the opinion that AI models that are localized will be able to keep the control of the data, whereas Dr. Ganesh emphasizes that humans are still the weakest factor in the chain of cyber-attacks. He thus stresses that there need to be clear regulatory frameworks, particularly in highly sensitive areas like healthcare. Mr. Ambrish Sinha stated that AI will eliminate certain roles while creating new ones. completely different from the present ones, as is the case with computers replacing typists. Lt. Gen. (Dr.) M D Venkatesh ended on a happy note, “The Human mind will be the one deciding how far AI goes. Brain will always be in the lead role.”
Best Finance Project Ideas for an MBA in Finance The pursuit of a Master of Business Administration (MBA) in Finance requires a balance of theoretical and practical knowledge. A critical element of an MBA program is the successful realization of a finance project. The choice of a proper finance project is of paramount importance since it also demonstrates the capability to apply financial theories to solving complicated business problems. This blog presents a variety of project ideas, reflecting the fast-changing nature of finance and also triggering the critical thinking and decision-making abilities of MBA students. Let’s learn the unique 15 project ideas for an MBA in finance. Check out Manipal’s Online MBA Degree Program from one of India’s top universities, MUJ, and take the next step in your career today! Trending Areas for MBA Finance Projects in 2025 To provide a detailed overview of the project ideas, it is important to first know the latest developments in finance areas: Fintech and digital banking Sustainable finance Blockchain in finance AI in credit risk modeling Startups & venture capital Behavioral finance Cryptocurrency markets Robo-advisory systems These emerging topics can give your finance project a contemporary edge and increase its relevance in today’s job market. Also read: Courses after MBA Finance to enhance your prospects. 15 Best MBA Finance Project Topics Here is the list of 15 best MBA finance project topics as per the trends in 2025. Project Topic Description Skills Gained 1. Portfolio Optimization Using Modern Portfolio Theory This project focuses on creating an investment portfolio using Harry Markowitz’s Modern Portfolio Theory (MPT) to balance risk and return. You will need to look through historical stock data to estimate the expected returns, the risk, and the correlation between assets. Then, trying to solve such a problem, you will find the best asset weights using methods like the Excel Solver or R. Thus, this project teaches us the perfect way of understanding investment strategies, efficient frontier, and diversification for the hardest and simplest return problems. Financial modeling, risk-return analysis, Excel Solver, R/Python basics 2. Working Capital Management in FMCG Sector Analyze the working capital of fast-moving consumer goods (FMCG) companies, including inventory turnover, accounts receivable, and cash cycles. You will be exploring the balance sheets of the top FMCG companies, make out the liquidity trends, and suggesting the necessary changes. This project is great to know about finance in the manufacturing sector, where there is great use of the product for a company’s functioning. Financial statement analysis, liquidity ratios, cash flow optimization 3. Comparative Study of Public and Private Bank NPAs Explore the non-performing asset (NPA) in the Indian banking industry and find out how they compare, if they compare, across the public and private sectors. RBI data and bank annual reports would be beneficial to get a clear picture of the asset quality, provisioning, and NPA rates. The project is the core for the positions of credit risk analysts and bankers. Banking analytics, credit risk assessment, report writing, data collection 4. Valuation of a Startup Using DCF and Market Multiples Understand how you can appraise a venture’s intrinsic worth by utilizing the methods of Discounted Cash Flow (DCF) and comparables for the process. It consists of predicting cash flows, determining an appropriate discount rate (WACC), and making comparisons to similar companies. Ideal for MBA students who are in the Venture Capital, Investment Banking, and Startup Finance fields of study. Business valuation, forecasting, WACC, DCF modeling 5. Impact of Digital Payments on Consumer Spending in Tier 2 Cities Find out how technology platforms such as UPI, Paytm, and Google Pay can change consumer purchasing decisions in Tier 2 Indian cities. You can get data by conducting surveys, interviews, or using the secondary data available online, and then you need to analyze these payment trends. Financial inclusion should be the key focus area for this study. This topic fits well for fintech or digital transformation roles. Data analysis, consumer behavior, survey design, fintech landscape 6. Credit Appraisal Process in Commercial Banks Discover the ways in which banks determine credit applications by studying sheets of balance, credit scores, and guaranteeing. You may either follow the actions of a credit officer in a bank or assess the public’s norms in lending. This project curates the most suitable result for the next generation of credit analysts or loan officers. Credit analysis, risk assessment, documentation, policy review 7. Blockchain Applications in Financial Auditing Look at how blockchain makes auditing more open, easier to follow, and faster. Look into smart contracts, decentralized ledgers, and ways to stop scams by using real-life case studies or sandbox environments. Highly recommended for students who want to work in finance-tech. Blockchain basics, audit compliance, technology integration 8. Green Bonds and Sustainable Finance in India Explore the role of green bonds in India in raising money for renewable energy and infrastructural projects. Check out SEBI’s guidelines, investor behavior, and bond return. The project is most appropriate for students who are looking to practice ESG investing and are enthusiastic about sustainable development finance. ESG finance, policy research, financial instruments, sustainable investing 9. Risk and Return Analysis of Cryptocurrency vs Equity Markets Compare historical returns and volatility of Bitcoin, Ethereum, and major stock indices like NIFTY or S&P 500. Analyze Sharpe ratios and beta values to assess investment risks. Great project for students interested in alternative investments. Market analytics, volatility measurement, investment comparison 10. Financial Performance Analysis of IPOs in the Last 5 Years Research firms that were made public from 2019 to 2024 to assess the movement of their stock afterward and earnings predictions. Examine the rates of subscription, gray market excesses, and financial standing. This project suits students keen on equity research or investment banking. IPO analysis, equity valuation, post-IPO performance, capital markets 11. Fintech Disruption in Traditional Banking Services Explore how fintech startups like Razorpay, PhonePe, and Cred are disrupting traditional banking services such as payments, lending, and customer engagement. The project involves case studies, technology comparisons, and interviews (if possible). It’s ideal for students exploring the intersection of finance and technology. Fintech analysis, industry research, innovation mapping, digital banking 12. Cost-benefit analysis of green initiatives In this project, you will assess a company’s financial consequences of sustainability programs with a cost-benefit analysis. Pick a particular sustainability initiative or a group of green (environmentally friendly) practices implemented by an organization. It could include renewable energy adoption, waste reduction programs, or eco-friendly supply chain initiatives. Conduct a detailed evaluation of the direct and indirect expenses involved in the implementation of the green initiative. This is determined by the upfront investments, operational costs, and any possible disruption to current processes. Cost analysis, ROI & payback calculations, Sustainability metrics 13. Blockchain and cryptocurrency in finance This project is undertaken to find the transformational results of blockchain innovation and cryptocurrency in the world of finance. These technologies are continually substituting traditional financial institutions; thereby, the knowledge of their roles, potentials, and challenges is very important. Give an outline of blockchain technology, stressing its decentralized and secure features. Study applications that extend beyond the world of cryptocurrencies, such as smart contracts and supply chain management. Blockchain fundamentals, Smart contract implementation, Fintech disruption analysis 14. Forecasting and Sensitivity Analysis of a Retail Business Construct a financial model to predict a retail chain’s income, costs, and profit. Conduct various situations using sensitivity analysis (such as a price hike, changes in demand). Excellent for understanding how companies in the real world use data to make decisions amid uncertain conditions. Forecasting, Excel modeling, scenario planning, sensitivity testing 15. Role of Microfinance in Women Empowerment Investigate the role of microfinance institutions (MFIs) in empowering women entrepreneurs engaged in businesses in rural or semi-urban locales. Accomplish your field of research or utilize data from published sources to quantify loan utilization, repayment behavior, and socioeconomic outcomes. The project is perfect for students who have an interest in inclusive finance and development. Microfinance operations, impact analysis, gender studies, rural finance Project Ideas Categorized by Finance Domains 1. Investment and Portfolio Management This includes the investigation of asset allocation, the analysis of risk, and the optimization of returns: Comparing Mutual Funds against Equity Investment Directly Modern Portfolio Theory to Optimize Portfolio Examining Risk-adjusted Return by Comparing Different Investment Vehicles ESG – Based Investment Portfolio Performance Measurement Set up a Robo-Advisory Investment Model which Leverages AI Tools Historical Stock Market Data to Back-test a Trading Strategy 2. Corporate Finance and Valuation Corporate finance projects center around capital structure, valuation, and financial performance analysis: Valuation of an Early-Stage Entity Through DCF and Relative Valuation Techniques Effect of Mergers and Acquisitions on Shareholder Value Capital Budgeting Techniques in the Real Estate Sector Evaluation of the Cash Flow and Working Capital Management of a Manufacturing Firm Drawing Benefits of Debt Financing vs Equity Financing in SMEs A Cost-Benefit Analysis Study Financial Statement Analysis of the Major NSE-Listed Companies 3. Banking and Financial Institutions If you have an interest in banking these project ideas will actually let you do it and simultaneously give you some practical experience: Impact of the NPAs on the Profitability of Bank in India Comparative Study of Private vs Public Sector Banks in Loan Disbursement Role of Fintech in the Transformation of Traditional Banking Systems Credit Appraisal Mechanism in Commercial Banks Effectiveness of the Risk-Based Pricing in Lending Decisions Analysis of Priority Sector Lending Norms in India 4. Fintech and Digital Finance In the fast-evolving digital financial landscape, below are some future-oriented project proposals: Blockchain Applications in Trade Finance Digital Wallet Adoption: A Study of User Behavior in Tier 2 Cities Peer-to-Peer Lending Platforms: Risks and Opportunities AI’s Role in Credit Risk Assessment New Era of Neobanks in India: Business Models and Challenges Assessment of UPI Growth and Its Impact on Traditional Banking 5. Risk Management Risk management plays an important role in the case of corporations and financial institutions. Have a look at the following topics: Application of Value-at-Risk (VaR) in Portfolio Risk Management Operational Risk in Online Banking: A Case Study Currency Risk and Hedging Strategies in Indian Export Companies Credit Risk Modeling using Logistic Regression Stress Testing and Scenario Analysis for Insurance Companies Cybersecurity Risks in Online Financial Transactions 6. International Finance If you are interested in global finance, these are the topics that will be your cup of tea -: Impact of Fluctuations in Foreign Exchange Rate on IT Firms The Global Financial Crisis of 2008: Regulations Finance Learning Cross-border M&A: Key Financial Considerations Desk research on the Taxation Systems for Foreign Investors Emerging Market Currencies vs US Dollar: A 5-Year Analysis 7. Behavioral Finance Find out how psychology affects financial decisions: Investor Behavior Analysis during Market Volatility The Psychology of Risk Aversion in Retail Investors Effect of Herd Mentality on Stock Market Bubbles Anchoring and Its Impact on IPO Pricing Biases in Financial Planning among Young Professionals 8. Sustainable and Ethical Finance Sustainability is becoming essential in financial decision-making: Green Bond Market in India: Growth and Challenges Impact Investing: Measuring Social and Financial Return Carbon Credit Trading and Its Financial Viability Sustainable Portfolio Management for Long-Term Wealth Creation Project Selection Criteria Submitting impactful finance projects for MBA students is not a coursework assignment; it is a tactical approach for developing competencies and obtaining firsthand experience. Here are key project selection criteria that MBA students in finance should ponder upon: Relevance to Career Goals: Think of whether the project fits your long-term career goals. Does it give you insights and skills that are directly transferable to your preferred role within the finance industry? Industry Alignment: Be it investment banking, corporate finance, or fintech, make sure that the project relates to the financial area you are going to specialize. Skill Enhancement: An ideal project should provide chances to improve your analytical, quantitative, and decision-making skills, necessary for a prosperous career in finance. Also read: MBA in Banking & Financial Services vs. MBA in Finance – Online Manipal MBA Finance: Best Done from MUJ! Pursuing an online MBA in Finance from Manipal University Jaipur (MUJ) is a strategic choice for individuals aspiring to excel in the dynamic and competitive field of finance. MUJ offers a comprehensive and industry-aligned online MBA program that encompasses various aspects to elevate your career in finance. At MUJ, students study finance subjects facilitated by highly qualified and experienced faculty members with both academic and industrial backgrounds. The finance specialization of the program requires an in-depth study of advanced financial theories, risk management models, investment analysis, and financial modeling. The curriculum is designed in a way that offers the students real-life examples of financial concepts. Also read: Which is better, MBA in Finance or MBA in BFSI? – Online Manipal Conclusion To sum up, working on practical financial projects at university becomes more enjoyable than studying the same concepts. Whether applying the theory of investment portfolio optimization or undertaking a financial performance analysis, every project idea presents an opportunity to grow professional skills and solve real-world problems. An MBA in Finance can help you learn these distinguished skills. Frequently Asked Questions 1. Why are finance projects important for MBA students Finance projects let MBA students use what they’ve learned in class to solve real-world financial difficulties. They also show potential employers that they have useful abilities and help them learn more about issues like risk analysis, investing, valuation, and new technologies in the financial industry. 2. How should I choose a finance project topic for my MBA Choose a topic that fits with your career aspirations and personal interests, such as banking, fintech, corporate finance, or ESG investment. Also, think about whether the data and tools you need for research and analysis are available. 3. What tools or software should I use in my finance project? Common tools include Excel, R, Python, Tableau, SPSS, and Bloomberg Terminal (if available). Use these for data analysis, modeling, visualization, and forecasting. 4. Can I do a finance project based on current market trends? Yes. Projects on digital payments, cryptocurrency, ESG investing, or post-IPO analysis are not only relevant but also make your profile stand out in interviews and placements.
Solopreneur Playbook: Building Big with Just One Recent times have seen a surge in the youth embracing gig economy and freelancing opportunities. At Schbang, a digital marketing agency I co-founded,1200 employees worked, and we had a large pool of young minds. Whenever someone quit, I would pose them a question, “What are your future plans?”. To my surprise, 80% of them confidently declared, “I plan to do something on my own; I plan to freelance” or “I plan to move to Bali or Goa and figure things out from there”. Without a job in hand, their optimism to venture on their own was commendable. Many of my colleagues and employees even balanced gig work on the side as full-time employees – a testament to how democratized the entire solopreneur ecosystem has become, allowing people to work at a time and place of their choice. Why is Gig and Freelance Economy Growing? India’s gig economy model has experienced a phenomenal growth – 17% CAGR which was expected to reach a gross of $455 billion by the end of 2024 and the freelance workforce is projected to reach 23.5 million by 2029-30, an exponential increase from 7.7 million seen in 2021. So why is it growing so rapidly in the recent years? The pandemic has accelerated this trend. Majority of the population, especially youth, learned that physical presence is no barrier to deliver results which encouraged this shift into gig economy. Several key factors attribute to this rapid development: Digital transformation: where tech platforms eased remote, project-based work. Flexibility: Flexible work culture attracts the youth and skilled professionals. Government support: Policies like e-Shram improves social security among the freelance community. You may be interested to read: Key Tips to Build Your Career Path and Achieve Success Solopreneur vs Entrepreneur Solopreneur is an individual who runs an entire business on their own devoid of partners or employees from strategy and content to execution and finance management unlike entrepreneurs who build teams to manage a company. We can find various kinds of solopreneurs today: Creators: They are individuals who create content and monetize their time and expertise through their online presence in social media platforms like LinkedIn and Instagram. Freelancers: These are professionals who work project-basis. They take up short-term projects and offer their skillsets to achieve a specific outcome. The projects could be as simple as designing 10 Instagram posts or UI/UX of a website and submitting it to the client. Further reading: How to become a UI/UX designer – Online Manipal Consultants: Unlike freelancers, consultants like me, undertake long-term projects with companies and provide domain expertise to help them transform their brands. These are strictly knowledge-based projects and the fact that it is long-term, provides peace of mind regarding recurring revenue every month. Niche product builders: They also take up short-term projects with a focused agenda but instead of projects, they build tech enabled or content-driven products. Real Life Examples of Solopreneurs Raj Shamani: Raj, a friend of mine, started off his journey by just making content on Instagram. Today, he has progressed to become one of the top podcasters in the country monetizing via LinkedIn and even YouTube and has a big team helping him through his journey. Ankur Warikoo: Ankur also started off solo, building educational content, now he sells courses around entrepreneurship and personal branding. Nuseir Yassin: Yassin, popularly known as Nas Daily, started off as a Solopreneur travelling to different parts of the world making 1 minute content. Now, he runs a creator conference Nas Summit globally for creators across the world. The Maker Mindshift It’s important to understand that there needs to be a mindset shift when you’re moving from a career as an employee in a company to becoming a solopreneur. It’s essential to introspect and understand the following: From job seeker to value creator: Where you can add value and what skillset to monetize. From waiting for opportunity to designing your own opportunity because as a solopreneur, you’re always looking for newer ways and fashions in which you can add more value, drive more business, and make more money. From thinking about resources to thinking about resourcefulness: Instead of thinking about finding resources and building a team, think about collaborating with other solopreneurs who possess complimentary skills and provide a combined service instead of hiring. The Six Pillars Solopreneurship is built on six pillars. Let’s try to decode these pillars: Pillar 1: Problem Picking For anyone venturing into the gig or freelancing space, finding your niche and being known for it is paramount. This involves the Passion, Proficiency, and Market framework. Find your passion, know what you are proficient in (knowing your niche), and finally, find a market to monetize your niche and be known for it. For example, I am trying to create content. More specifically, I am making content around ‘agency life’ which is my niche. So, when someone thinks of ‘agency life’, I want to be known as an expert in that industry. Pillar 2 – Personal Branding One of the most important aspects around building yourself as a solopreneur is, personal branding around your niche. The barrier to entry for content creation today is absolutely zero. With just a smartphone, you can create content and reach your audience. You may wish to explore: Building personal brands in a digital world – Online Manipal Pillar 3 – Distribution is King Your distribution channel is equally important as compared to content creating. Be in touch with people who might be interested in your niche and services you have to offer. You can achieve this via channels like emails, WhatsApp, and collaborations. You can use tools to build database and reach people interested in your niche. Platforms like Gumroad and Fiverr allow you to meet people and take up gigs. Notion is a platform primarily used from the perspective of keeping in touch with team members These could be collaborators across the world but working together on projects through notion. Pillar 4 – Monetization Models In the freelance ecosystem, monetization for the work is something that needs to be cracked only by the solopreneur. Typically, basis the time and efforts put in for a short-term project, the solopreneur needs to decide the pricing appropriate for the outcome. The barrier for entry into freelancing is absolutely nothing. Some ideas for monetization include creating short e-books related to templates and courses on LinkedIn and selling them for a mere amount. Another unique model used by many creators today is the ‘affiliate model’ or ‘performance-based model’ where the solopreneur creates content that reaches their audience and provides a promo-code to purchase the item being sold thus earning an additional amount of money. You may also be interested in: How to become a Content Writer in India – Online Manipal Pillar 5 – Systems & Tools stack To deliver exceptional results, sticking to schedules is a necessity for solopreneurs. Hence, many creators use tools to keep them on track: For task management: Notion, Trello, and Google Calendar For communication and collaboration: Calendly, TopMate For payments: Razorpay, Stripe For Automation: Zapier, Canva, ChatGPT In today’s AI-driven world, it’s essential for us to learn how to use it. As I always say, AI will not take away jobs but people who do not learn to use AI, will definitely be replaced. You may wish to explore: Debunking misconceptions about artificial intelligence and employment – Online Manipal Pillar 6 – Mental health & Consistency Avoid Burnout There are many mental health issues that comes with working alone. Solopreneurs often lose motivation and get burnt out quickly because there is no one to talk to. So, while you are being a solopreneur in a particular niche, it’s very important to find a mentor who can be your guide and advisor on this journey. Build a tribe, set rituals Contact and collaborate with people who are faring well in the industry. Meet for a cup of coffee, catch a breakfast together, converse, and seek help in order to stay relevant. It is okay to say no – when you do not have the bandwidth to take up a certain project. It’s better to deny than to take it up and not deliver your best. Design your ideal week It is necessary to design your week apart from the work you do. Make time for your hobbies and physical health. This will help provide much more clarity and refreshment for you to ace your next day! Mistakes to Avoid Waiting for the perfect plan Doing too many things Under-pricing your work Not building in public Building short-term only Solopreneur Sprint Plan Final Thoughts Today there is a market for solopreneurs, for freelancers, and for gig workers which is completely untapped. It’s just about introspecting, finding what a passion is and just taking it live honestly. Do not hesitate to challenge yourself, stay inspired, and stay motivated!
What is the Employee Selection Process? Key Steps and its Importance Explained What is The Selection Process? The selection process in organizations is directed towards finding the right talent for vacancies within the organization. Typically, it is akin to filtering through a series of funnels to find the solution via elimination. More than 84% of the organizations in India have reported ill effects of wrong hiring! A core function of Human Resource Management, the selection process, is crucial to creating a holistic work environment. Did you know that just one bad hire could cost your company up to 29 Lakhs? The recruitment and selection process varies by industry, organization, and department. Positions differ on the grounds of responsibility and criteria. In this article, we’ve explained the key steps in the selection process. Check this out: How to become an HR manager: Job role and salary What are the Key Steps in Selection Process? Let’s look at the step-by-step guide to the employee selection process. 1. Preliminary Interview Once a requirement is posted, a company may receive hundreds of thousands of applications. In a granular pre-process, the preliminary interview is conducted to weed out all candidates who do not meet the essential eligibility criteria – educational qualifications, required skill sets, proven certifications, and experience. Candidates may also be assessed based on their background and level of interest. Some companies employ innovative techniques to bring the right candidates to the table right from the get-go. For example, Uber deployed “Code on the road,” an in-app coding game that took candidates straight to the next stage of the selection process if they passed the challenge! Gamifying recruitment selection is among the latest trends in HRM. 2. Receiving Applications Once candidates pass the preliminary interview, organizations must aim to standardize the application process. Here, candidates must fill out a standard application form that collects bio-data, qualification, experience, background, and educational information. The application could gather a broader understanding of the candidate, such as hobbies and interests. A comprehensive application form will come in handy during the final selection process when decisions are to be made between similar candidates. 3. Screening Applications This stage includes shortlisting potential candidates from the pool of applicants who applied. The screening committee constitutes various team leads, department members, inter-department associates, and coordinators who would be working closely with the selected candidates. Screening can include multiple criteria, including educational prowess, relevancy in terms of experience, etc. The interview details and requirements are shared with potential candidates via a call or email. 4. Preliminary Tests Preliminary tests are an essential part of the job selection process. They assess the aptitude, IQ, emotional intelligence, proficiency, and personality of candidates. While some organizations hold these tests remotely, many prefer to arrange a test venue generally within organizational premises. Should they be held at the premises, the candidates are informed of the itinerary. 5. Employment Interview The selection interview is the crux of the entire process. It could be defined as an in-person conversation that puts candidates on their feet. This step signals how well he/she fits into the company ethos. During this stage, companies provide a detailed brief of the job profile, including the roles and responsibilities that the candidate is expected to shoulder. Likewise, the candidate is encouraged to share his/her concerns or queries with the employer. The employment interview itself may be divided into several rounds, including group discussions and other activities. In-person interviews allow employers to judge the candidate’s calibre, personality, teamwork, and leadership skills. 6. Checking References Although in-person interviews provide a fair idea about the candidate, contacting references allows employers to verify their understanding. Through discussions with references who vouch for the candidates’ professionalism and work ethics, they may discover other qualities about him/her. For this stage of the recruitment process in HRM, organizations may reach out to previous employers or the concerned educational institutions. 7. Medical Examination Although not strictly followed, medical examinations are slowly becoming commonplace among organizations today. Modern companies are viewing medical fitness (both mental and physical) as a cost function. A healthy employee would require fewer sick leaves and handle stress relatively quickly, allowing greater productivity in dynamic, fast-paced environments. Some employers view this matter seriously and consider this a preliminary phase during the screening stage. 8. Final Selection The last phase of the selection process is to cross the t’s and dot the i’s; candidates who have successfully qualified through all rounds of the recruitment and selection in HRM receive an offer/appointment letter from the organization. More often than not, candidates receive a temporary position with an assurance of permanency on completion of the probation period. The appointment letter typically includes all such details, including salary and company policies. Candidates may also be asked to sign an NDA (Non-Disclosure Agreement) that ensures the protection of company data. Importance of a Selection Process in HRM The process of selection is critical because the organization’s overall performance can be enhanced by the hiring of high-quality resources. Because of poor hiring practices, new hires can harm the work being done, and the cost of replacing them is high. The goal of the process of selection is to identify the most qualified candidates for open positions within a company. Many factors, such as a candidate’s qualifications, experiences, skills, and overall attitude should be considered to ensure that the right person is hired for the job. It is critical because: The success of a business is directly related to the quality of its employees and their ability to contribute effectively. In a similar vein, the company can only be as good as its employees. Employees with high levels of talent and expertise speed up the growth of the business. In technical jobs, workplace accidents can be drastically reduced if the appropriate technical personnel is employed for the appropriate positions. People who are satisfied with their roles are more likely to have high morale and motivation to succeed. A significant amount of money is invested in finding the right person for a position, so the company must use a systematic approach to the HR selection process. When the hiring goes wrong, the company has to spend a significant amount of time, effort, and money training and integrating the new employee. Must read: What employers look for in MBA Human Resources graduates? Challenges in the Selection Process Here are 6 important challenges in the selection process: Attracting Qualified Candidates Finding applicants who meet the job’s technical and cultural requirements can be tough. High Volume of Applications Managing and screening a large number of resumes can be overwhelming and inefficient. Unconscious Bias Personal biases during screening or interviews can impact fairness and diversity. Time Pressure Urgency to fill roles may lead to rushed and poor hiring decisions. Inadequate Assessment Methods Lack of structured tools or interviews can result in hiring the wrong person. Poor Employer Branding A weak or negative employer image can discourage top candidates from applying. Best Practices to Improve the Recruitment and Selection Process Below are some of the best practices that can be followed Define clear job roles and responsibilities Use structured interviews and standardized evaluation criteria Leverage data and analytics for better decision-making Promote diversity and reduce unconscious bias Build a strong employer brand to attract top talent Streamline application and screening processes with technology Conduct thorough background and reference checks Provide interviewer training for consistent candidate evaluation Maintain clear and timely communication with candidates Continuously review and optimize the recruitment strategy How can an MBA in HRM from Manipal Academy of Higher Education be a Gamechanger for You? An MBA in HRM from Manipal Academy of Higher Education can be a gamechanger for you in several ways. Equipping you with a comprehensive understanding of human resource management, a crucial aspect of any organization’s success, it will aid you in accelerating your career to new heights. Pursuing the same with the reputed brand of Manipal Academy of Higher Education ensures that you receive high-quality education, access to industry experts, expand your network and enhance your career prospects. The practical insights and real-world exposure provided during the program will ensure you are prepared for the dynamic and evolving HR landscape. Overall, this Online MBA program will not only enhance your knowledge and skills but also boost your confidence and credibility in the field, positioning you as a gamechanger in the HRM domain, ready to drive organizational excellence through effective human resource management. Conclusion In this era of digital transformation, the traditional meaning of a job has been redefined. Consequently, the selection process definition must also follow suit. MAHE’s online MBA in Human Resource Management, is designed to empower the next-gen HRM to make smart, practical, and data-driven decisions. The program allows individuals to be well-equipped to handle a post-pandemic economy’s requirement – providing organizations, both large and small, the impetus necessary to push for performance and productivity through people-oriented actions. FAQs About the Selection Process 1. Recruitment and selection process in HRM – What’s the difference? When selected individuals (who may or may not have shown interest in working for the organization) are offered a position, the process is known as recruitment in HRM. On the other hand, during the selection process, candidates interested in working for a company apply for a particular position. Among the applicants, individuals who qualify are chosen using the process mentioned above. Both selection and recruitment form a vital part of maintaining organizational health. 2. Why is it necessary for companies to build a robust selection process? Building a specific selection procedure is vital to ensure that company resources are not wasted on the wrong individual. Apart from the cost and time took to post job advertisements and conduct interviews, companies are liable to train candidates. Therefore, the selection process must be given due diligence. 3. What makes a well-designed selection process? A fair selection process ensures cost-effectiveness, accounts for time, adjusts for bias, and conducts robust background checks. Ultimately, the process should be designed to disallow unqualified individuals to progress while making room for exceptional outliers.
