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Career options after 12th commerce: What to do after 12th commerce? [2022]

Online Manipal Editorial Team | July 12, 2022

After achieving the milestone of passing the 12th grade in the commerce stream, it is time for you to consider your potential future career paths. The commerce stream, a reasonably broad one, offers pupils a variety of academic options and employment chances after high school. The ability to enrol in both commerce and arts courses is one of the primary benefits commerce learners have over arts students

In general, students are aware of only a few courses after they complete high school, but there is a wide range of courses and interests in which they can develop their future careers. The popular commerce majors courses available today are those in accounting, marketing, management, business administration, and banking. Other less well-known career possibilities for commerce students are BBS, BBI, and BAF, which exist in addition to standard courses following the 12th grade. After taking commerce in their 12th grade, students can opt for an array of courses, steering to a multitude of career options in commerce and related fields. The article will discuss the best courses to opt for after 12th commerce.

What to do after 12th commerce?

Considering what courses to opt for after 12th commerce? If you’re looking for courses to take after your 12th grade in commerce, you’ll study accounting, finance, and business topics. If you choose the ideal career path in commerce, the future of the field is promising, and jobs in the sector might pay well. 

The scope of career options in the commerce field is massive, impacting practically every sector. The broad area of commerce includes many facets of business, including accounting, law, and auditing, in addition to finance, human resource management, and taxation. The undergraduate programmes give you foundational knowledge and standard principles, and you can widen your horizons by majoring in a particular sub-field through a postgraduate coursework. But with so many options, students frequently ask, “what to do after 12th commerce?” So, to provide more clarification, this article will explain a few of the most prominent programmes or courses you can pursue after completing your 12th grade in commerce.

Career options after 12th commerce

The commerce stream provides various career options as it is part of a reasonably broad industry that offers pupils a variety of post-high school academic options and job prospects. Apart from some of the well-known programmes like B.Com and BBA,, there is a vast range of professional courses students can pursue after 12th Commerce. Following are some of the professional jobs that Commerce students can opt for:

Chartered Accountancy       ₹ 4 – 10 LPA
Company Secretary                    ₹ 6 LPA
Financial Analyst                    ₹ 5 LPA
Tax Consultant                     ₹ 60K – 4 LPA
Auditor                                 ₹ 5 LPA
Stock Broker                                 ₹ 4 – 7 LPA
Accountant                                 ₹ 6 – 6 LPA
Finance and Budget Analyst        ₹ 5 – 12 LPA
Banker                                 ₹ 3 – 8.5 LPA
Market Analyst                     ₹ 8 – 11 LPA
Investment Administrator         ₹ 8 LPA
Financial Risk Analyst         ₹ 7 – 12 LPA
Economist                                 ₹ 9 – 29 LPA

Source: AECC Global

Bachelors of Commerce (B.Com)

B.Com is among the most sought-after and standard courses among the students from the commerce stream. This three-year undergraduate programme deals with topics in business and finance such as corporation tax, accounting, auditing, company law, management, etc. While the standard B.Com degree includes all pertinent areas, there is also the option of pursuing honours in this degree with a specialisation in certain specific topics. The candidates must have passed the 12th grade with Accountancy, Business Studies, Economics, and English as their core subjects to be qualified for this program. Depending on the college selected, Mathematics as an elective in the 12th grade may or may not be required. In addition to this, the candidate must meet the prerequisites for that degree at specific colleges and pass any entrance exams that may be required. The cherry on top is a B.Com followed by an MBA or M.Com, which opens up a wide range of prospects for a lucrative career.

Bachelor of Business Administration (BBA)

The students in the BBA course come from the Science, Commerce, and Arts streams, making it one of the most preferred courses overall. Its curriculum includes management fundamentals, business analytics, marketing management, digital marketing, business laws, and human resource management. Students who want to work in management or eventually seek an MBA can choose this course. Marketing and business administration are covered in depth in this course. With a BBA, you can pursue several specialities, making it one of the best career options after 12th commerce. Some of the popular specialities in this course include: 

  • Business Administration
  • International Business
  • Computer Applications
  • Accounting
  • Tourism
  • Supply Chain
  • Entrepreneurship
  • Sports Management
  • Information Systems
  • Hospitality
  • Finance 
  • Retail
  • Management
  • Global Business
  • Hospital & Healthcare
  • Marketing
  • Human Resource Management

Bachelor of Computer Applications (BCA)

BCA is an undergraduate programme typically pursued by people who want to learn more about Computer languages and applications. A candidate can pursue a BCA degree if they earned a passing grade in Maths in their Class 12 and their overall grade point average is between 45 and 55 per cent. This three-year undergraduate degree provides instruction in fundamental computer and software programming knowledge and increases employment opportunities in the IT industry. It lays the groundwork for successful employment in computer applications.

It also pertains to professional areas, including web development, cloud technology, computer systems, user interface, graphics, and animations. Depending on the college, entry to this course may be based on merit or through an entrance exam (SET, GSAT, AIMA-UGAT, BUMAT). By pursuing this course, students may become technical specialists, software testers, web developers, server administrators, or computer programmers. They can also continue their studies by pursuing an MBA in IT Management or a Master’s in Computer Application (MCA).

Bachelor of Economics

The four-year Bachelor of Economics degree programme will prepare you to investigate and analyse economic data trends and issues by comprehending numerous concepts connected to micro and macro economics. You will understand international, rural, and development economics as well as fundamental business concepts via undergraduate economics coursework. With a degree in this area, you can find employment as an economist, a financial analyst, a consultant, etc.

Bachelor of Commerce in Banking and Insurance

This programme gives students a complete understanding of applying the theory in practice to various facets of banking and insurance. It offers advanced classes in accountancy and financial management, business communication, environmental studies, business economics papers, maths & statistical techniques, and accounting. Some of the most significant professional roles for such graduates to pursue include the following:

  • Accountant
  • Cashier
  • Insurance Manager
  • Loan Counsellor
  • Financial Advisor

Bachelor of Commerce in Financial Market (BFM)

BFM is a course that can interest you if you are curious about the intricate workings of the market and want to base your career on it. This three-year Bachelor of Financial Markets (BFM) programme focuses on the subtleties of the financial markets and includes coursework in several relevant areas, including economics, financial risks, investments, etc. It also incorporates more applied academic areas like planning, organising, and managing financial resources. A BFM course opens a wide range of occupations and professional opportunities. Following the completion of this degree, you can choose to apply for the following positions:

  • Chartered Accountant
  • Financial Analyst
  • Project Coordinator
  • Financial Risk Manager
  • Company Secretary
  • Financial Manager
  • Financial Consultant
  • Research Analyst
  • Accountant
  • Finance Manager
  • Insurance Manager
  • Finance Officer
  • Wealth Management

Bachelor of Accounting and Finance (BAF)

This course includes the areas of accounting, market systems, management, finance, taxation, and banking. It takes three years to complete this course. The candidate must have passed their 12th exam with a commerce-related major; the required minimum GPA varies from college to college. A student’s TOEFL, IELTS, or other English proficiency test results are required if they choose to pursue it from a foreign university. The course curriculum includes B.Com-related disciplines like,

  • Business law
  • Financial accounting
  • Taxation
  • Auditing
  • Information technology
  • Risk management
  • Business communication

Industry oriented integrated courses

Students can enrol in integrated courses after they complete grade 12. These courses consist of two courses at the Bachelor’s level taken together or undergraduate plus graduate courses. These courses offer a dual degree, providing the possibility to follow many streams simultaneously. Integrated education is an excellent option for students, who can use it to expand their skills and find employment in more industries. Following your 12th grade in commerce, you can choose these best integrated courses:

  • B.Com LLB
  • B.Com CIMA
  • B.Com CMA
  • B.Com ACCA

Chartered Accountancy

This 5-year curriculum is offered by the Institute of Chartered Accountants of India (ICAI) and is accredited. After 12th commerce, it is considered one of the best courses. The course has three stages: Foundation, Intermediate, and Final.

After completing Grade 12, students can take the entry-level CA Foundation test. This test is administered twice a year. After passing the Foundation exam, you advance to Level 2 – CA Intermediate. After passing the intermediate level and completing the required articled training period, which lasts for around 2.5 years, candidates are eligible to administer the CA Final exam. To qualify for this exam, students must additionally enrol in an Advanced Integrated Course on Information Technology and Soft Skills (ICITSS) throughout their training period. After passing this exam, the student receives the CA certification. Students from the Science, Commerce, or Arts streams can enrol in this course after passing the foundation exam.

Company Secretary (CS)

The Institute of Company Secretaries of India (ICSI) offers this three-level curriculum, open to students who have completed their 12th Commerce education, granting them the degree of Company Secretaryship upon successful completion. Foundation Programme, Executive Programme, and Professional Programme are the three levels of CS.

  • Four papers from the foundation programme include topics such as the corporate environment, management, ethics, communication, accounting, and economics. This test is conducted twice yearly – in June and December.
  • Eight papers are included in the Executive Programme, covering themes including capital markets, corporate and management accounting, general laws, company law, tax law, and financial and strategic management.
  • You will have to complete nine papers in this professional programme, which is organised into three modules and covers topics including risk management, advanced tax laws, secretarial auditing, corporate funding, and listing, among others.

Cost and Management Accountant (CMA)

This professional course is becoming increasingly popular among commerce students who want to pursue careers in accounting and finance. This certification is granted by the Institute of Cost Accountants of India (ICAI). This test is among India’s most challenging professional examinations, and three levels are taken to accomplish this –

  • CMA Foundation
  • CMA Intermediate
  • CMA Final

Pass certificate from an approved board must be obtained to sit for the Foundational level test. The CMA tests are administered twice a year, in June and November. Except for Fine Arts, graduates from any stream are directly eligible for the Intermediate exam level. 

Top courses after 12th commerce without mathematics

  • B.Com (General)

For students studying commerce without maths, the B.Com (General) programme is one of the most popular options following high school. This course is particularly well-liked by students who want to pursue a vocational degree in regular mode while also getting a bachelor’s degree via correspondence and distance learning.

  • B.Com (Business Administration)

Students interested in a business administration and management career might consider the B.Com Business Administration degree. Business management, corporate accounting, business law, marketing, business organisation, corporate law, business communication, retail management, etc., are some topics covered in the course.

  • B.Com (Marketing)

Through this B.Com course, students are trained in techniques and procedures for organising and managing marketing operations for a company organisation. Since marketing is one of the four pillars of any commercial organisation, numerous career options exist for those with a B.Com in marketing. Every industry has a significant demand for marketing graduates.

  • B.Com (Tourism & Travel Management)

The tourism industry is the focus of the B.Com Tourism & Travel Management degree. Students are given both academic and practical industry knowledge in this course. Along with business operations and other fundamentals of commerce, students also learn about the financial importance of tourism, its effects on the global economy, environmental law, customer service, and international travel regulations. They also study tourism management.

Digital Marketing

After graduating from high school, students who choose to major in digital marketing have the opportunity to work in one of the industries that are rapidly growing. Students interested in computers and graphics might enrol in the field of digital marketing and attempt to build a successful career. The majority of employment in the field of digital marketing is system-based, so students can carry out their duties from distant locations. SEO, SMO, PPC, online promotion, and other topics are covered in this course on digital marketing. Numerous institutions across India offer online diploma and certificate programmes in digital marketing. Best Digital Marketing courses after 12th grade:

  • BBA in Digital Marketing  
  • BA (Hons.) in Digital Marketing  
  • B.Sc. in Digital Marketing  
  • Diploma in Digital Marketing

What can I do after the 12th commerce?

Following Class 12, several commerce courses can be considered the best in potential career paths. The best course can vary from student to student, based on their preferences and career goals. So let’s concentrate on the most popular commerce courses available after Class 12. These include the following: BBA, BMS, CS, ICWAI, Economic Honours, Statistics Honours, Taxation & Accounting Honours, Banking & Finance Honours, and B.Com, B.Com Honours.

Can commerce students do BCA?

Yes, you can pursue a BCA degree because it is a bachelor’s degree programme open to students from all streams (including Science, Commerce, and the Arts) who have completed their 12th-grade education from an accredited board. However, entrance exams are required for admission to the best colleges and universities, which may present a challenge for students from other streams.

Several colleges require students applying to their BCA programme to have taken mathematics during their 12th grade. Therefore, students from the commerce stream who took mathematics in high school will be able to meet this need and can be admitted to the BCA programme. Then there are other colleges to which none of those mentioned above criteria apply. You could enrol in the BCA degree at such institutes even if you didn’t take mathematics during your 12th grade.

Can commerce students do data science?

Absolutely yes. There is a transition in corporate decision-making from intuition to data-driven decisions. It is a fantastic chance for individuals who adore numbers and have a knack for analysis. In terms of learning analytics, financial experts and commerce students are ahead. They are proficient in statistics, have excellent quantitative skills, and have a deep understanding of how businesses function and how solid their finances are. Also, they have an advantage over others because of their knowledge of finance and management. After all, analytics and business development are both fundamentally based on numeracy.

Can a commerce student do a BBA?

Yes, students who studied commerce in class 12 can choose to pursue a BBA degree. BBA is appropriate for those studying commerce without maths, but BCA is more suitable for those studying commerce with Maths. In terms of careers, you could work as a business consultant, operations manager, financial analyst, human resources manager, and other positions. 

What courses can be done after 12th commerce without mathematics?

High school graduates have a wide range of fantastic career options in the commerce stream, with and without maths. BBA, B.Com, BMS, Bachelor of Law, Bachelor of Foreign Trade, accounting courses, hotel management, and travel and tourism courses are just a few of the highly sought-after programmes where maths is not required.


Therefore after 12th Commerce, you can consider the above-mentioned courses that will lead to high-paying commerce stream employment opportunities. Students frequently struggle to choose the right curriculum for their professional goals. There are many options for courses after finishing 12th commerce, but making the appropriate decision is crucial.

After completing your higher secondary education in commerce, you should first explore your interests before deciding on a career path and choosing the best commerce career that fits your plans. These options include Accounting, Finance, Marketing, and Business Administration. Find more about the institution, eligibility requirements, and skills needed before choosing one of the courses. Online Manipal offers online B.Com and BBA degree programmes from reputed NAAC A+ accredited Manipal University Jaipur for students from 12th commerce background. You can pursue online degree programmes at your convenient time along with your full-time job or other commitments. So, make an intelligent choice by enrolling in a suitable course for yourself for a promising career ahead.

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