Bio: Dr. Muruganandan S is an Assistant Professor at the Directorate of Online Education, Manipal University Jaipur. He has done M.Phil and holds a doctorate in Commerce with a specialization in portfolio management. His specialization is in the field of personal finance and portfolio management. He has almost a decade of experience as an academician in higher educational institutions. He has published research papers in Scopus and the ABDC journals. He lectured on advanced topics in finance at the master's level, including portfolio and derivatives management, security analysis, and financial management.